About FastLane Auto Loans in Boardman, OH

Get approved before you go to a dealership! FastLane Auto Loans is here to help 24/7 Through our direct lending partners, you could get approved for up to $50,000 dollars before going to a dealership, even if you have bad credit. At FastLane Auto Loans, we finance and get you in the driver's seat. Negotiate the price of your car at the dealership, not the terms of a loan, and save time and money on your next purchase.

Call Us or Fill Out the FastLane Auto Loans Online Application

FastLane Auto Loans has a unique auto lending platform that is integrated with lenders that provide direct car financing, as well as a network of auto dealers that offer bad credit car loans. We specialize in helping people that may have experienced credit difficulties get a car loan in a hassle-free environment.

Apply with Confidence

We are the nation's leading online car buying center for people with special circumstances. We take pride in helping first time buyers, people with various credit issues, such as delinquencies and repossessions, and people with bankruptcy discharges to get financed for new or late model cars. We help real people every day. It's one of the things that make us different and makes us better!

We offer simple car loan solutions and tools that allow you to make an informed decision. Knowing what you can afford, learning the fundamentals of auto financing, and a few tips for buying a new or used car will help you cut your best deal and save money.

Finally, we provide an honest straightforward auto financing service that takes the mystery out of financing a new car. We'll try our best to get you a car loan from a direct finance company before you visit a dealership. Benefit from the power of being pre-approved for car financing and negotiate like a cash buyer, even with bad credit.

How FastLane Auto Loans Works

Use FastLane Auto Loans to pre-qualify for auto financing prior to visiting an eligible dealer. We review the information you provide to determine whether you pre-qualify with no risk to your credit score. If you pre-qualify, you will be able to see your estimated monthly payments and APRs for vehicles you may be considering. Remember, you can use your mobile phone to configure vehicles and compare your options at the dealer!

Product Terms

Pre-qualification does not guarantee that you will receive financing or any particular financing terms, which are subject to change based on our evaluation of your credit application submitted at the dealer and any required documents. FastLane Auto Loans terms expire 25 days from the date you pre-qualify. To pre-qualify, you must be at least 18 years old, have a valid street address within the United States or an APO/FPO address. Minimum monthly income is $1,000 or $1,800 depending on credit history. Any existing accounts must be in good standing.

Using FastLane Auto Loans

When you visit an eligible dealer, show them your financing certificate, fill out a credit application, and provide any information needed for review to complete your financing. A credit application at the dealer will result in one or more inquiries posted to your credit file. After negotiating purchase terms and receiving dealer credit approval, you will sign a contract with the dealer reflecting both your purchase and financing terms. Your purchase will result in a retail installment contract with the dealer as the original creditor.

Amount Financed Restrictions

For new and used vehicles, the minimum amount financed is $3,000 and the maximum amount financed is $150,000 (excluding any warranties or GAP, etc). Your maximum amount financed may be based on the value of the specific vehicle you are purchasing. The amount financed may include the vehicle sales price, tax, title, licensing fees, dealer fees, and any optional products like GAP coverage and extended warranty that you choose to purchase from the dealer. Cash down may be required in order to complete your purchase.

APR

APR is the annual percentage rate. Advertised rates depend on the individual's credit and key financing characteristics, including but not limited to the amount financed, term, a loan-to-value (LTV) ratio of less than or equal to 80%, and other vehicle characteristics.

Dealer Eligibility Requirements

The dealer provides financing through it’s lenders. FastLane Auto Loans is not a bank or a loan company. We connect individuals with dealers and lenders. We do not offer financing for vehicles.

Vehicle Type Restrictions

FastLane Auto Loans terms can only be used at eligible dealer locations in connection with the purchase of a new or used car, light truck, minivan, or SUV intended for personal use. Vehicle model must be 15 years or newer and have less than 200,000 miles. We do not finance, we assign you information to the appropriate dealership.

Dealer Advertised Inventory

Dealer advertised inventory might not be available for all eligible dealers. If dealer advertised inventory is not available at FastLane Auto Loans, or if the inventory is not available in your market, your FastLane pre-qualification may still be used at any eligible dealer.

Third Party Information

FastLane Auto Loans uses third party information, otherwise available, to enhance your auto financing experience. Third party information includes, but is not limited to, trade-in values, car images, dealer reported mileage, fuel economy, dealer advertised price and car details, and car history reports. Please note that third parties provide this information and FastLane Auto Loans does not make any express or implied representations or warranties with respect to the accuracy of the third party information. You should verify the accuracy of any third party information on your own. All trademarks are the property of their respective owners. Vehicle images may not be representative of the dealer advertised vehicle. Cars are subject to prior sale and availability should be confirmed with the dealer. Dealer advertised prices are subject to change without notice. Dealer advertised prices may be negotiable and may not include tax, title, license, and other fees charged by the dealer. Other fees may include, but are not limited to, document fees, dealer preparation fees, and delivery charges. You should verify with the dealer what is included in the dealer advertised price. We provide an estimate of tax, title, and license fees to show you how they impact your financing terms. To determine how other fees charged by the dealer impact your financing terms, include the fees in the "edit terms" feature in FastLane Auto Loans. Any available car history reports are provided by CarFax. Trade-in valuations are offered by Kelley Blue Book to provide estimates of what you may be able to receive from the dealer by trading in your car. Clicking on these links will take you to these third party websites not maintained by FastLane Auto Loans. Visit the CarFax and Kelley Blue Book websites for additional information on these services. Maps, directions, and reviews are provided for informational purposes only. No representation is made or warranty given as to their content, road conditions or route usability or expeditiousness. User assumes all risk of use. Google, FastLane Auto Loans, and their suppliers assume no responsibility for any loss or delay resulting from such use. All reviews are provided by Google and are subject to Google terms of services. FastLane Auto Loans does not monitor content provided by Google.